* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  background: #fdfdfd;
  color: #1f2937;
  font-family: 'Poppins', sans-serif;
  line-height: 1.7;
}

.sticky-callbar {
  display: none;
}

@media (max-width: 768px) {
  body {
    padding-bottom: 72px;
  }

  .sticky-callbar {
    position: fixed;
    right: 0;
    bottom: 0;
    left: 0;
    z-index: 1100;
    display: flex;
    justify-content: center;
    padding: 10px 14px;
    background: #fff;
    box-shadow: 0 -3px 14px rgba(16, 27, 51, 0.16);
  }

  .sticky-callbar__button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: min(100%, 360px);
    min-height: 44px;
    border-radius: 999px;
    background: #2b4cbe;
    color: #fff;
    font-size: .86rem;
    font-weight: 700;
    text-decoration: none;
    box-shadow: 0 2px 8px rgba(16, 27, 51, 0.16);
  }

  .sticky-callbar__button svg {
    width: 16px;
    height: 16px;
    fill: currentColor;
  }
}

.terms-hero {
  background: linear-gradient(115deg, #2b4cbe, #5396f3);
  color: #fff;
  padding: 82px 20px 78px;
  text-align: center;
}

.terms-hero__inner {
  max-width: 900px;
  margin: 0 auto;
}

.terms-hero h1 {
  font-size: 2.55rem;
  line-height: 1.2;
  margin-bottom: 14px;
}

.terms-hero p {
  font-size: 1.05rem;
}

.terms-hero__crumb {
  margin-top: 20px;
}

.terms-hero__crumb a {
  color: #398bd6;
  text-decoration: none;
}

.terms-content {
  max-width: 920px;
  margin: 94px auto 90px;
  padding: 0 20px;
}

.terms-updated {
  background: #e5f1fc;
  border-left: 4px solid #f3a51e;
  color: #124d82;
  font-weight: 600;
  margin-bottom: 36px;
  padding: 20px 24px;
}

.terms-content > p,
.terms-content section p,
.terms-content li {
  font-size: 1rem;
}

.terms-content > p {
  margin-bottom: 38px;
}

.terms-content section {
  margin-bottom: 38px;
}

.terms-content h2 {
  color: #124d82;
  font-size: 1.55rem;
  line-height: 1.3;
  margin-bottom: 12px;
}

.terms-content ul {
  padding-left: 26px;
}

.terms-content li {
  margin-bottom: 5px;
  padding-left: 4px;
}

.terms-content a {
  color: #398bd6;
}

.terms-footer {
  border-top: 4px solid #3d8de8;
  background: #2b4cbe;
  color: #9bb4d1;
  padding: 58px 20px 28px;
}

.terms-footer__grid {
  display: grid;
  grid-template-columns: 1.45fr 1fr 1fr 1fr;
  gap: 58px;
  max-width: 1180px;
  margin: 0 auto;
}

.privacy-footer__grid {
  grid-template-columns: 1.45fr 1fr 1fr;
}

.terms-footer__brand,
.terms-footer__column {
  display: flex;
  flex-direction: column;
}

.terms-footer__brand {
  gap: 28px;
}

.terms-footer__brand img {
  width: 58px;
  height: 58px;
  object-fit: contain;
}

.terms-footer__brand p,
.terms-footer__column a,
.terms-footer__column p {
  color: #9bb4d1;
  font-size: 0.95rem;
  line-height: 1.7;
  margin: 0;
}

.terms-footer__brand p {
  max-width: 410px;
}

.terms-footer__column {
  gap: 14px;
}

.terms-footer__cities {
  white-space: nowrap;
}

.terms-footer__column h2 {
  width: fit-content;
  color: #fff;
  font-size: 1.1rem;
  margin: 0 0 8px;
  padding-bottom: 8px;
  border-bottom: 2px solid #243a51;
}

.terms-footer__column a {
  text-decoration: none;
}

.terms-footer__column a:hover {
  color: #fff;
}

.terms-footer__copy {
  max-width: 1180px;
  border-top: 1px solid rgba(255,255,255,0.12);
  color: #9bb4d1;
  font-size: 0.9rem;
  margin: 42px auto 0;
  padding-top: 24px;
  text-align: center;
}

.terms-footer__copy strong {
  color: #fff;
}

@media (max-width: 768px) {
  .terms-hero {
    padding: 58px 16px 54px;
  }

  .terms-hero h1 {
    font-size: 2rem;
  }

  .terms-hero p {
    font-size: 0.92rem;
  }

  .terms-content {
    margin: 54px auto 64px;
    padding: 0 16px;
  }

  .terms-content h2 {
    font-size: 1.3rem;
  }

  .terms-content > p,
  .terms-content section p,
  .terms-content li {
    font-size: 0.92rem;
  }

  .terms-footer {
    padding: 44px 16px 24px;
  }

  .terms-footer__grid {
    grid-template-columns: 1fr;
    gap: 30px;
  }

  .terms-footer__copy {
    margin-top: 32px;
  }
}